Actions

State says newly job-less may be eligible for health care coverage

Enrollment begins to buy health insurance plans in Michigan
Posted at 2:55 PM, Apr 07, 2020
and last updated 2020-04-19 19:49:45-04

LANSING, Mich. — The State of Michigan is telling residents that health care coverage may be available to people who have recently lost their jobs.

Michiganders who lose a job, resulting in a loss of health care coverage or a change in income, "may have low or no-cost" health care options through the Affordable Care Act Marketplace, Medicaid or the Children’s Health Insurance Program, according to the Michigan Department of Insurance and Financial Services today.

The department said consumers have 60 days after losing essential health coverage, such as through a job loss or change in income, to "take advantage" of a special enrollment period.

They are not required to wait for the annual open enrollment period and "should act now."

“Michiganders who lose employer-based health insurance may have options to continue or replace their coverage,” said Anita Fox, director, DIFS. “If consumers have questions about enrolling, DIFS is available to assist.”

To determine their eligibility, consumers should visit healthcare.gov or the website's special enrollment period page.

Depending on their income and "situation," people may qualify for cost-sharing reductions, premium tax credits, coverage for their children or Medicaid.

The department said residents who need help can call the DIFS at 877-999-6442, email DIFS-HICAP@michigan.gov or visit its website for "shopping tips" and answers.