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State says most health insurers agree to no-cost coronavirus treatment

Enrollment begins to buy health insurance plans in Michigan
Posted at 10:47 AM, Apr 10, 2020
and last updated 2020-04-19 19:32:12-04

LANSING, Mich. — The State of Michigan has received agreements from "nearly all" of the state’s health insurance companies to waive costs tied to the coronavirus.

The agreements cover various costs for coronavirus care and treatment: co-pays, deductible and co-insurance, according to the Michigan Department of Insurance and Financial Services this morning.

The Whitmer administration and department worked with insurers to waive the costs.

“Michiganders that are fighting for their lives should not have the extra burden of fighting with their health insurer to cover the costs of their care,” Gov. Gretchen Whitmer said.

“I am thankful that health insurers agreed to cover Michiganders ... as we fight this virus. It’s going to take all of us doing our part to slow the spread of COVID-19. We will get through this together”

The agreements apply to consumers in individual and group plans and cost sharing for a range of coronavirus-related medical treatment; such as primary care visits, laboratory testing, emergency room visits, ambulance services and FDA-approved medications and vaccines, if they become available.

The waived cost sharing applies to commercial health insurance products from the insurers.

“This announcement is a clear demonstration of our governor’s ability to get things done for Michiganders during this emergency,” said Anita Fox, director, Michigan Department of Insurance and Financial Services.

“I applaud these health insurers for working with Governor Whitmer to remove financial barriers for those seeking treatment during this crisis.”

The department said people with questions about their coverage should contact their health plan.

Insurers waiving coronavirus cost sharing

  • Aetna Better Health of Michigan
  • Blue Cross Blue Shield of Michigan, Blue Care Network, MI Blue Cross Complete
  • HAP, Alliance Health
  • Humana Insurance
  • McLaren Health Plan
  • Meridian Health Plan
  • Molina Healthcare Michigan
  • Physicians Health Plan
  • Priority Health, Priority Health Insurance Co., Priority Health Choice, Total Health Care
  • United Healthcare Insurance, United Healthcare Community Plan