Morning Mix


Hall Financial: Why refinancing can increase your home equity

Posted at 10:18 AM, Sep 23, 2021
and last updated 2021-09-24 11:21:58-04

As a homeowner, you've worked hard paying off the mortgage on your house and updating it when you can. Now it's time for the house to work for you! Low rates mean there's a bit more equity in your home, which is an opportunity to use that equity to put some money in your pocket or purse.

David Hall from Hall Financial explains how you can make your home equity work for you by refinancing your home for a lower rate.

Due to demand and home appreciation, equity is more accessible than ever. Fall is a great time of year to kick off home projects you’ve been putting off all summer or to pay off debt before the holiday season.

With today’s rates, homeowners can cash out $10,000 in equity and only add $40 to their monthly payment.

Hall says a lot of homeowners are reluctant to take advantage of great rates and cash-out home equity because they don’t think they have the time. With the No Appraisal, 8-day Close at Hall Financial, they can have a re-finance ready to close in under two weeks.

It only takes a 5-minute mortgage review with a Hall Financial mortgage expert to get started and collectively less than an hour to complete the entire process.

To learn more about the services Hall Financial has to offer, visit or call 866-CALL-HALL.

This segment is sponsored by Hall Financial.