Setting a New Year’s resolution about improving your finances is an excellent way to start 2021.
But before you come up with a list of goals, be aware that there are a few you should avoid.
For example, don’t set a generic goal of “saving more money” or “paying down debt.”
Instead, set an actionable goal with a specific amount of money to save or pay off each month.
Once you’ve decided on a specific resolution, sit down and create a plan for how you’ll make it a priority.
